Adaptive Authentication Project for Bank of the West

Bank of the West (BTOW) is a diversified financial services holding company, headquartered in San Francisco, California. It is a subsidiary of BNP Paribas. It has more than 700 branches in the Midwest and Western United States.

Fight Against Fraud with Adaptive Authentication

As part of ongoing fight against fraudulent transactions and to adhere to FFIEC (Federal Financial Institutions Examination Council) guidance, BTOW Commercial banking division wanted to deploy Enhanced Layered Security using RSA AAOP (RSA Adaptive Authentication On Premises) product.

BOTW engaged us for the task of defining the architecture and preparing a Software Architecture Document so that the resultant architecture would satisfy Enhanced Layered Security objectives. The architecture must also be efficient given the transactions complexity of the commercial banking application.

We analyzed the applications of interest to the commercial banking team. We defined use cases for the apps and mapped them to risk and performance indices. Based on the riskiness and performance impact of the use cases, we created adaption authentication process flows and tied it together with the network deployment architecture.

Net result: A high performing, risk balanced architecture for the commercial banking application layered on top of RSA AAOP.